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This appears to be the issue at the front of most advising firms minds at the moment. Firms are wrestling with upside (enter the market) and downside (stay away) risk management. There are often very good reasons to advise against staying in scheme pension at the moment. The question is, on entry into the market, … Read more

Its fair to say that our experience is that adviser remuneration packages that we see are generally not particularly efficient. Equally generally, we don’t do anything about it because the schemes are not increasing the regulatory risk within a firm. However the fact remains that in our experiences advisers are not efficiently incentivised. With the … Read more